An insurance policy is a contract, not a commodity.
We provide insurance placements and service for commercial property and liability exposures. Our Clients trust us to know their company and to align coverage with their operations and services. We emphasize the importance of reviewing our Client’s operations with them and believe it more important now than ever to accurately convey the description of operations to your insurance carriers.
Insurance companies are tweaking and tightening their appetites and power rails for the kinds of businesses they want in their book.
All companies are embracing technology at a faster pace of change. A change in your product mix, service delivery or marketing and administration practices may no longer align with coverage or carriers that used to fit.
We are a bit old fashioned in the way we deliver our services. We read. We read policies. We read quotes. We read applications. We look at your website. Detail matters. We pay attention.
Our services are best suited for companies who are unique in their businesses and are not necessarily described well by conventional class codes. Companies with errors and omissions, media or technology exposures or unique products are especially well served by our care to accurately describe operations.
We listen carefully to what you say about what you do and work hard to make sure you are understood and classified appropriately by underwriters. The insurance industry is driven by codes and codes do not necessarily fit.