The terms Risk Management and Insurance each have a variety of meanings. Regardless of the function or specific applications, these are the meanings in the broadest sense:
Risk Management is a process for identifying and managing uncertainty that matters – both upside and downside.
Insurance is one way of managing potential downside by transferring the risk.
These are the niches we serve at Upshaw Johnson Company:
- Enterprise Risk Management – process training for Departments and Frontline
- Risk Management and Insurance Consulting – property and casualty related exposures and coverage independent of placements
- Commercial Insurance Placements – property and casualty insurance placements for businesses